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government mortgage loan info & rates | florida credit union

see current fha, va, usda mortgage rates. view requirements for government home loan rates & get started with florida credit union mortgage.

down payment assistance programs & grants by state 2025

learn how down payment assistance works and find first-time home buyer down payment assistance programs in your state.

florida government grants

the federal government has set aside additional funding in government grants for citizens and permanent residents of florida

"dare to own the dream" (dare)

         

down payment assistance

the down payment assistance program (dpa) provides up to $30,000 in financial assistance to eligible homebuyers to purchase a home within the city limits of gainesville.

apply for the georgia dream homeownership program

the georgia dream homeownership program provides affordable mortgage financing for eligible homebuyers.

approved_lender_110px

the connecticut housing finance authority is a leader in creating affordable housing opportunities for families and individuals in connecticut.

housing finance authority of pinellas county - pinellas county

our mission is to provide safe, decent, affordable housing for low to moderate income households.  the hfa assists first-time home buyers and also works with local governments, non-profits and other public and private partners to provide funding for affordable multi-family rental housing.

housing assistance office - jackson county, florida

the purpose of the jackson county housing grants office is to increase, preserve, and improve housing that is affordable and liveable...

florida hometown heroes housing program

learn about the florida hometown heroes housing program, including the program guidelines, and eligibility requirements. read on to find out more about this groundbreaking program.

first-time home buyer grants in florida: a complete overview

florida first-time home buyer grants can give you up to 5% of your mortgage toward down payment or closing cost assistance. find out if you qualify for a grant.

homeowner assistance fund

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.usa-card--flag.usa-card--header-first .usa-card__media--inset { padding-top: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media { left: auto; right: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--inset { padding-left: 0; padding-right: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--media-right .usa-card__img { border-radius: 0; border-top-right-radius: calc( 0.5rem - 2px ); border-bottom-right-radius: calc( 0.5rem - 2px ); } .usa-card--flag.usa-card--media-right .usa-card__header, .usa-card--flag.usa-card--media-right .usa-card__body, .usa-card--flag.usa-card--media-right .usa-card__footer { margin-left: 0; margin-right: 15rem; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent { margin-right: -2px; margin-left: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent .usa-card__img { border-radius: 0; border-bottom-right-radius: 0.5rem; border-top-right-radius: 0.5rem; } } .usa-card:not(.usa-card--flag).usa-card__media--set-aspect { box-sizing: border-box; height: 0; overflow: hidden; padding: 0 0 56.25%; position: relative; } .usa-card:not(.usa-card--flag).usa-card__media--set-aspect .usa-card__img { position: absolute; bottom: 0; left: 0; right: 0; top: 0; } .era-guidance-best-practice-sites__examples .usa-card { max-width: 715px; } @media all and (min-width: 40em) { .usa-card--flag .usa-card__media { display: flex; overflow: hidden; position: absolute; bottom: 0; top: 0; position: absolute; left: 0; position: absolute; width: 15rem; } .usa-card--flag .usa-card__img { border-radius: 0; border-top-left-radius: calc( 0.5rem - 2px ); border-bottom-left-radius: calc( 0.5rem - 2px ); } .usa-card--flag .usa-card__header, .usa-card--flag .usa-card__body, .usa-card--flag .usa-card__footer { margin-left: 15rem; } .usa-card--flag .usa-card__media--exdent { margin-left: -2px; margin-right: 0; margin-bottom: -2px; margin-top: -2px; } .usa-card--flag .usa-card__media--exdent .usa-card__img { border-bottom-left-radius: 0.5rem; border-top-left-radius: 0.5rem; } .usa-card--flag .usa-card__media--inset { padding-right: 0; padding-bottom: 1.5rem; } .usa-card--flag .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--header-first .usa-card__header { padding-bottom: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__body { padding-top: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__media--inset { padding-top: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media { left: auto; right: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--inset { padding-left: 0; padding-right: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--media-right .usa-card__img { border-radius: 0; border-top-right-radius: calc( 0.5rem - 2px ); border-bottom-right-radius: calc( 0.5rem - 2px ); } .usa-card--flag.usa-card--media-right .usa-card__header, .usa-card--flag.usa-card--media-right .usa-card__body, .usa-card--flag.usa-card--media-right .usa-card__footer { margin-left: 0; margin-right: 15rem; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent { margin-right: -2px; margin-left: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent .usa-card__img { border-radius: 0; border-bottom-right-radius: 0.5rem; border-top-right-radius: 0.5rem; } } .era-guidance-card-highlight { margin: 2rem 0 1rem; } .era-guidance-card-highlight--docs__icon { width: 8rem; height: 100%; fill: #565c65; } .era-guidance-card-highlight--docs .era-guidance-card-highlight--docs__media { width: inherit; } .program-highlight { background: #ffffff linear-gradient(30.09deg,#e3e3e3 -15.11%,rgba(0,48,91,0) 77.83%); padding: 2.5rem 2rem; } .program-highlight .program-highlight--title { font-weight: 400; font-family: 'merriweather'; line-height: 1; font-size: 2.5rem; } .program-highlight ul li a { border-bottom: 1px solid rgba(10,36,88,.25); font-family: decimal-medium_web,sans-serif; font-size: 1.1rem; font-weight: 400; line-height: 1.35; padding-bottom: 5px; text-decoration: none !important; word-break: keep-all; } .program-highlight ul li { margin: 20px 0; background: transparent url(); } .program-highlight--description { letter-spacing: 0; font-weight: 400; line-height: 1.34; opacity: .77; margin-top: 19px; margin-bottom: 0px; } .program-highlight--subtitle { text-transform: uppercase; font-weight: 400; letter-spacing: 2px; display: block; } .program-highlight ul { margin-bottom: 0; padding-left: 1rem; list-style: square; } .program-highlight li::marker { color: #a92423; } the homeowner assistance fund (haf) authorized by the american rescue plan act, provides $9.961 billion to support homeowners facing financial hardship associated with covid-19. haf funds were distributed to states, u.s. territories, and indian tribes. funds from haf may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes. through june 2024, haf-funded programs have assisted over 549,000 homeowners, helping to prevent mortgage delinquencies and defaults, foreclosures, losses of utilities and home energy services, and displacement. the data shows that the majority of haf assistance reached economically vulnerable and traditionally underserved homeowners, including low-income homeowners, homeowners of color, and female homeowners. further, available data has shown that foreclosure filings have remained below pre-pandemic levels.find homeowner assistanceview information about how to connect with homeowner assistance near you.find homeowner assistance in your areaquestions?program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.self-service resources highlighted resourcestreasury offers a variety of resources to support successful haf program implementation and increase program transparency.strategic outreachdetermining eligibility with fact specific proxiesincome verificationcoordinating with servicersrecent updatesmay 2025reporting: on may 29, 2025, treasury released haf quarterly compliance data through q4 2024promising practice: on may 9, 2025, treasury published implementing enhanced program integrity measuresapril 2025guidance: on april 11, 2025, treasury updated the haf closeout resource with clarifications to information related to record retention, audit thresholds, and repayment of haf award funds.march 2025guidance: on march 5, 2025, treasury released the haf closeout checklist to support haf participants considering closing out their haf award before september 30, 2026.january 2025reporting: on january 17, 2025, treasury released haf quarterly compliance data through q3 2024october 2024reporting (tribes): on october 1, treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports.september 2024reporting: on september 27, 2024, treasury released haf quarterly compliance data through q2 2024.reporting (notice for tribes): on september 17, treasury shared a notice with updated reporting requirements for tribes.guidance (tribal resources): on september 16, treasury published a resource on haf financial assistance 101 and a resource on introduction to procurement requirements for tribal entities.august 2024guidance: on may 30, omb published the compliance supplement. to view the relevant section on the treasury website please see the 2024 haf compliance supplement.july 2024haf self-service resource: on july 17, treasury updated the haf self-service resource.june 2024reporting: on june 26, 2024, treasury released haf quarterly compliance data through q1 2024.may 2024reporting resource (tribes): on april 26, id.me published a tribal user guide for identification verification.april 2024guidance (tribal resources): on april 2, treasury published a resource on subrecipient monitoring and management for tribal entities.march 2024reporting (closeout): on march 27, 2024, treasury published the haf closeout reporting user guidepromising practice (closeout): on march 27, 2024, treasury published haf closeout promising practices to share strategies to help ensure that the process goes smoothly and sets up homeowners and other partners for success in the future.blog: on march 19, 2024, treasury published the blog post haf at three-years old: building on lessons learned from hhf.reporting: on march 19, 2024, treasury released haf quarterly compliance data through q4 2023.february 2024reporting (closeout): on february 1, 2024, treasury released the haf closeout resource which provides an overview of haf closeout processes.reporting: on february 1, treasury released haf quarterly compliance data through q3 2023.january 2024reporting: the portal is now open for the haf q4 2023 quarterly report, due february 15, 2024. treasury published updates to the haf guidance on participant compliance and reporting responsibilities, homeowner assistance fund reporting faqs & haf quarterly report user guide.december 2023allocations (tribes): on december 6, treasury published an updated list of tribes and tribally designated housing entities participating in haf.november 2023haf self-service resource: on november 3, treasury updated the haf self-service resource.reporting (tribes): on november 3, treasury published a recorded webinar providing an overview of tribal government’s haf quarterly and annual reporting slides.october 2023reporting (notice): the portal is now open for the haf q3 2023 quarterly report and the haf annual report. all haf participants are required to submit the annual report and the q3 quarterly report. this will be the second quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands. both reports are due november 15, 2023.reporting (tribes): on october 16, treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports. reporting: on october 16, treasury released haf quarterly compliance data through q2 2023 and press release.promising practices: on october 16, treasury published a resource to assist local, state, territorial, and tribal governments in effectively using american rescue plan funds to help more households stay in their homes.september 2023guidance: on september 12, treasury posted the office of recovery program’s conflict of interest faqsguidance (tribal resources): on september 1, treasury published a recorded webinar on single audit compliance for tribal entities.august 2023promising practices: on august 9, treasury published a resource to support haf programs with expanding haf uses of funds. july 2023reporting: on july 14, treasury published updates to the homeowner assistance fund reporting faqsguidance (tribal resources): on july 12, treasury published a resource on single audit compliance for tribal entities. reporting: on july 7, treasury released haf quarterly compliance data through q1 2023 and press release.program and service design: on july 3, treasury published a resource to support haf programs with online application improvements.june 2023allocations (tribes): on june 27, treasury published the list of tribes and tribally designated housing entities participating in haf.guidance: on june 12, treasury published updated haf guidance with additional information regarding qualified expenses.may 2023guidance: on may 19, omb published the compliance supplement. to view the relevant section on the treasury website please see the 2023 haf compliance supplement program and service design: on may 15, treasury published a resource to support haf programs with strategies for determining eligibility of homeowners based on income.april 2023reporting: on april 7, treasury released haf quarterly compliance data through q4 2022 and overview.reporting: on april 7, treasury published updates to the homeowner assistance fund reporting faqspromising practices/program service & design: on april 5, treasury published resources to support haf programs with strategic outreach to homeowners and income verification approaches. additionally, an example of a covid-19 pandemic impact questionnaire was also published.allocations (tribes): on april 3, treasury published instructions for tribes to access allocation adjustment funds.march 2023guidance (tribes): on march 7, treasury published updated haf guidance that clarifies certain requirements for certain tribes and tribal entities.february 2023allocations (tribes): on february 14, treasury published the haf tribal allocation adjustment overview.reporting: on february 10, 2023 treasury released haf quarterly compliance data through q3 2022 and overview.january 2023reporting: treasury published updates to the homeowner assistance fund reporting faqsdecember 2022reporting: on december 2, 2022 treasury released haf quarterly compliance data through q2 2022 and overview.november 2022promising practices: treasury published a resource to support haf programs collaborate with servicers on november 18, 2022.reporting (tribes): treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports. october 2022guidance resources (tribes): treasury published resources to support tribal governments submitting haf plans including a recording and slides. reporting: treasury published updates to the homeowner assistance fund reporting faqs & haf quarterly report user guide, and has published the haf annual report user guide.reporting (notice): the portal is now open for the haf q3 2022 quarterly report and the first haf annual report. all haf participants are required to submit the annual report and the q3 quarterly report. this will be the first quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands. both reports are due november 15, 2022.august 2022guidance: treasury updated haf guidance on august 8, 2022 to provide additional guidance on the reimbursement of certain qualified expenses.july 2022program and service design: on july 21, treasury published a program and service design resource on tips on improving the design of your haf program. reporting: treasury published update to the following: homeowner assistance fund reporting faqs, haf quarterly report user guide, haf guidance on participant compliance and reporting responsibilitiesthe deadline for the haf annual performance report, as well as the first quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands, has been postponed from august 15, 2022 to november 15, 2022.quarterly reports for states, territories, and tribal governments with allocations over $5 million are due on august 15, 2022. entities required to provide reporting by august 15 will receive an email from treasury shortly with additional information on quarterly reporting.april 2022haf plans: on april 6, 2022, treasury published approved haf plans for state programs.promising practices:  on april 6, 2022, treasury published promising practices for helping homeowners determine their best options and  strategic outreach.march 2022reporting: treasury published draft haf guidance on quarterly and annual reporting responsibilities for haf participants.  the draft haf guidance is open for public comment through april 14, 2022 and comments can be submitted to treasury by email at haf@treasury.gov.  please  include “haf quarterly and annual guidance comments” in the subject header of the email.february 2022guidance:  treasury updated haf guidance on february 24, 2022 to provide additional guidance on the use of program income, eligible housing counseling services, administrative expenses, eligible uses of funds, and approaches for household income verification.december 2021 update – deadline for notice of funds request: the deadline for a tribe, tribally designated housing entity (tdhe), or the department of hawaiian home lands to submit a notice of funds request has been extended to december 15, 2021.update—haf plans: treasury has published updated guidance and related materials for haf participants to use in the development of their haf plans. the haf plan submission portal is now online and available. consistent with the 14-day timeframe previously announced, haf participants representing states and territories should submit their completed plans or notify treasury of the date the participant will submit a completed plan, by august 20. this deadline does not apply to tribes and tribally designated entities (tdhes). all haf plans must be submitted through the online portal.view all updatesresources for tribestreasury has developed resources to help tribes implement their programs.haf reporting notice for tribes dated september 17, 2024designating haf points of contact by haf account administrators tribal resources for reportingidentity verification with id.me for tribal users2024 haf compliance supplementhaf tribal allocation adjustment overview and instructional slidesadditional instructional webinars and slidestribal affairs newsletter sign uppress releasesoctober 2024october 2: treasury has published the american rescue plan: expanding access to housing featuring stories about how treasury programs have helped families across the country access stable and affordable housing.march 2024on march 19th, treasury published data showing the homeowner assistance fund assisted helped keep more than 500,000 families in their homes and the blog post haf at three-years old: building on lessons learned from hhf.october 2023on october 23, treasury released a report providing new evidence that the recovery from the economic harm of the covid-19 pandemic was the most equitable recovery in recent history, supporting the housing stability of homeowners and renters alike. building on these findings, the biden-harris administration announced efforts to expand economic opportunity for communities of color and continue to close the racial wealth gap at the annual freedman’s bank forum.on october 16, treasury published data showing the homeowner assistance fund assisted nearly 400,000 families at risk of foreclosurejuly 2023on july 7th, treasury published data showing the homeowner assistance fund helped keep more than 300,000 families in their homesmarch 2023on march 14th, treasury published on american rescue plan’s second anniversary, treasury releases new data on act’s historic investments in economic growthmay 2022on may 6th, treasury published a statement from secretaries yellen, fudge, mcdonough, and vilsack on continued efforts to connect homeowners to pandemic relief

florida housing grants

citizens and permanent residents who live in florida are eligible to apply and receive housing grants offered by the local state government.

renewpace: pace financing for florida | renew financial

renewpace: pace financing for florida home improvement financing for florida homeownershome improvement financing for florida homeowners meet renewpace renew financial created pace (property assessed clean energy) financing as a simple, powerful way for florida homeowners to finance the entire cost of energy and safety-related home improvements, such as heating and cooling upgrades, energy-efficient roofs and […]

apply for first-time homebuyer program

are you looking to apply to the first time homebuyer program? the city's first time homebuyer program provides zero percent (0%) deferred loans to first-time, income eligible homebuyers purchasing a property in the city of miami.

florida teacher housing grants - up to $8,000 available

get up to $8,000 in home buying grants for florida teachers and staff. explore teacher next door program, up to $15,000 in down payment assistance.

governor announces housing loan program for military and veterans – florida department of veterans' affairs

florida department of veterans' affairs

florida first-time homebuyer assistance programs | bankrate

if you're a first-time homebuyer in florida, state programs can help make homeownership more affordable and reduce your closing costs.

housing services | charlotte county, fl

mission: the housing division of charlotte county human services is responsible for the oversight of the enforcement of federal and state fair housing laws. t.

18 florida first-time home buyer assistance programs - nerdwallet

looking for first-time home buyer grants in florida? here are 18 statewide and local first-time home buyer assistance programs

loans | office of financial aid

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resilient florida grants | florida department of environmental protection

apply for a grant awards listgrant documentsthe 2025 resilient florida application portal opened for drafting on april 1, 2025.

florida conventional mortgage programs & requirements

considering a conventional mortgage in florida? here’s everything you need to know about conventional loans in the sunshine state.

florida first-time homebuyer guide 2025

cnbc select looks at what first-time florida homebuyers need to know about the housing market, including the best lenders and down payment assistance programs.

individual assistance

this page contains information about fema individual assistance program, including the fema individual assistance program and policy guide (iappg).

state housing initiatives partnership (ship) program

ship program dollars may be used to fund emergency repairs, new construction, rehabilitation, down payment and closing cost assistance, impact fees, construction and gap financing, mortgage buy-downs, and more.

florida hometown heroes program faqs for 2025 | fha source

florida hometown heroes program faqs 2025. frequently asked questions from homebuyers about hth program requirements and how to apply.

farm loans for farmers and ranchers

whether you’re a new farmer or a seasoned rancher in business for decades, we have agriculture loan options to help you meet your goals.

purchase assistance for an existing home

find out how to apply for assistance to purchase a home in the city of clearwater.

how to get a government loan or grant | usagov

government loans can help pay for education, housing, business, and more. federal grants are for organizations. learn the differences between grants and loans and how to apply.

florida banking | florida credit union

florida credit union is a full service financial institution providing personal loans, home loans, auto loans, business loans and checking accounts in florida.

florida home loans for single moms - assistance programs and more!

explore top florida home loans and down payment assistance programs for single moms. get the support you need to make homeownership affordable—start now!

usda loan florida: requirements and income limits

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2025 usda eligibility map & rural property requirements

check a home’s usda loan eligibility with this easy-to-use usda property eligibility map. search an address to see if it falls within an eligible rural area.

florida first-time home buyer programs of 2025 - nerdwallet

florida housing first-time home buyer programs offer fixed interest rates, down payment assistance and tax credits.

government loans | fha, usda and va loans | winter park, fl

government loans are backed by the federal government and frequently have lower interest rates and easier qualification standards. call today: 407-641-9395.

florida bond programs | affordable home loans and assistance for homebuyers | nola lending

discover affordable home loan options with florida bond programs at nola lending group. get down payment and closing cost assistance for first-time, self-employed, and veteran homebuyers.

mobile home down payment assistance options in florida

buying a mobile home in florida is a great option for so many potential homeowners. the sunshine state has a favorable climate, lots of vibrant communities, and lots of different landscapes to live in.

home | fhfa

the federal housing finance agency (fhfa) is an independent agency established by the housing and economic recovery act of 2008 (hera) and is responsible for the effective supervision, regulation, and housing mission oversight of the federal national mortgage association (fannie mae), the federal home loan mortgage corporation (freddie mac), and the federal home loan bank system, which includes the 11 federal home loan banks (fhlbanks) and the office of finance (of). the agency's mission is to ensure that fannie mae and freddie mac (the enterprises) and the fhlbanks (together, "the regulated entities") fulfill their mission by operating in a safe and sound manner to serve as a reliable source of liquidity and funding for housing finance and community investment. since 2008, fhfa has also served as conservator of fannie mae and freddie mac.

fhlbank frequently asked questions

find answers to common questions about fhlbank atlanta's services, membership, and operations in our comprehensive faq section.

home mortgage loans & financing | wells fargo

wells fargo home mortgage offers competitive rates on a variety of home loan options. visit wells fargo today to check rates and get mortgage financing.

financial aid

paying for college/financial aid all students seeking financial aid should fill out the free application for federal student financial aid ( fafsa ). this for.

government-backed home loans and mortgage assistance | usagov

if you are looking to buy a home, explore government-backed mortgage assistance programs, or home loans such as fha loans.

find land and fund your farm operation

whether you are looking to fund a few basic pieces of equipment, or to acquire land and infrastructure, usda has a variety of loans and resources that can help.

modular & manufactured home financing - florida modular homes

florida modular homes offers the best financing for quality mobile homes and modular homes at the lowest prices in north east and central florida.

florida usda loan information, eligibility & application | usdaloans.net

florida usda loans information, guidelines, income eligibility, usda loans property eligibility map and apply for a florida usda loan.

florida 100% usda rural housing loan | fha mtg source

located in a more rural area of florida? if so, maybe the 100% usda home loan can benefit you. $0 down payment, florida 100% usda

community development programs | seminole county

the affordable housing advisory committee (ahac) reviews established policies, procedures and ordinances, as well as land development regulations and seminole

housing – florida department of veterans' affairs

florida department of veterans' affairs

florida teacher home loan programs - fha mortgage source

florida teacher home loan programs in 2025. usda, fha, hud $100 down and hometown heroes program. getting approved down payment assistance

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