If you can only put up a small deposit, improving your credit score could help raise your chances of a lender approving your application.
With 100% LTV products, you can borrow the full property value without the need to put down a deposit.
In this article, you will learn everything you need to know about getting your first foot on the property ladder, even if you only have a small deposit amount.
However, the prospect of saving up a substantial down payment can be daunting.
These mortgages are typically available through different lenders, such as Family Assist Mortgage and Family Springboard Mortgage.
You will generally have access to lower rates, a better variety of options, and less chance of negative equity and have to pay back significantly less overall if you could save a slightly larger deposit of 10%.