Remortgages

first-time home-buyers

Low Deposit Mortgages. A low-deposit mortgage is meant for people looking to buy a house but only have a relatively small amount of money as a deposit.

House Mortgage

Most mortgage lenders typically require a deposit of 20%.

House Mortgage
Mortgage Lenders

Mortgage Lenders

The money serves as a “placeholder” deposit until you pay back a given amount of the loan and the money is released back to the family member.

Mortgages Huddersfield

Lender

This could make it difficult to remortgage and get a new deal when the initial contract with a fixed rate expires.

Zero-Deposit Mortgages
Zero-Deposit Mortgages

And the bigger the deposit you put up, the smaller the mortgage you will have to pay for the lifetime of the mortgage.

Home Mover Mortgages

Your Credit Score Can Help. As part of the Mortgage Application, your lender will check your credit report when deciding whether to lend to you or not.