Insurance is a way to manage your risk. When you buy insurance, you purchase protection against unexpected financial losses. The insurance company pays you or someone you choose if something bad happens to you. If you have no insurance and an accident happens, you may be responsible for all related costs.
Indiana will not allow you to expunge a DUI conviction, only an arrest record or charge record. You may also have difficulty securing an expungement if you have multiple DUI arrests on your record. If you have an arrest as well as a second arrest with a conviction, you may not qualify for DUI expungement.
The SR22 form, also known as proof of future financial responsibility, demonstrates that you have a motor vehicle insurance policy that meets the state's minimum standards, and it cannot be cancelled without prior notice given to the Indiana BMV.